The loan that is being taken out will benefit the small business owners of Justina's group. She says that this is her first time with Pro Mujer and she entered by invitation from a friend who is already a member of the institution. She currently has a business selling soccer balls. She started this business with a little bit of capital that she had and learning from her aunt.
The loan that she will take out is to buy soccer balls that she will get wholesale from markets and then sell at her stall. This type of work allows her to generate the resources for her family. She lives with her partner and has five children.
When asked what she likes about Pro Mujer she responded that she likes the health services offered.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Justina es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de balones; este negocio lo emprendió con un poco capital que tenía, aprendiendo el mismo de su tía.
El crédito que ahora sacará es para el aumento de capital (compra de balones) que adquirirá de las ferias, por mayor, y posteriormente lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para su familia ya que ella vive en concubinato y tiene cinco hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan la atención en salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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