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Elsa Marina

Update on Elsa Marina

Elsa, 43, lives in her own home with her 3 dependent children. For 15 years, she has had a business selling groceries, drinks, cosmetics, and other staple consumer goods. Her customers are her neighbors and friends who visit her daily.

Elsa's business is located in a good area, and this is where she makes her sales every day. She lives in a community in San Lorenzo, in the southern part of Honduras.

Elsa is requesting a loan to buy soft drinks, beans, sugar, rice, cheese, coffee, bread, water, flour, eggs, and milk, and also to buy cosmetics and sandals. With the support of this loan, she hopes that her business will grow, helping her to improve her family's quality of life.

Elsa is requesting her second loan, and she wants to have a good credit history with Prisma. Her dream is to improve her business and make it grow.

San Lorenzo, Honduras - May, 2013
View original language description ↓
La señora Elsa de 43 años de edad, vive en su casa con sus tres hijos que depende de ella, se dedica desde hace 15 años al negocio de venta de abarrotería, frescos, cosméticos, granos básicos, sus clientes son los vecinos y amigos, que ha diario le visitan.
Doña Elsa este negocio está ubicado en una buena zona, donde sus ventas son de lunes a domingo, vive en una comunidad de San Lorenzo, al sur de Honduras.
Doña Elsa está solicitando el préstamo para la compra de frescos, frijoles, azúcar, arroz, queso, café, pan, aguas, harina, huevos, leche y para su otro negocio cosméticos y sandalias, con el apoyo de este préstamo espera que su negocio crezca y le ayude a mejorar un poco su calidad de vida y el de su familia.
Doña Elsa está solicitando su segundo préstamo y desea hacer un buen historial con Prisma, su sueño es mejorar su negocio y hacerlo crecer.

San Lorenzo, Honduras - Mayo del 2013

Previous Loan Details

Elsa, 42, is a widow. She lives with her three children in her house in a community in the southern part of Honduras. She has made a living for 10 years selling groceries, soda, soap, fried dough, water, chickens, etc. She sells to friends and neighbors who come to her store every day. With... More from Elsa Marina's previous loan »

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,800
    Average annual income
  • 112
    View loans »
    Honduras Loans Fundraising
  • $9,207,550
    Funds lent in using Kiva
  • 20.3
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Elsa Marina to buy soft drinks, beans, sugar, rice, cheese, coffee, bread, water, flour, eggs, and milk for her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 25, 2013
Jun 22, 2013
Currency Exchange Loss:
Jun 17, 2014