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El Pino Palajachuj Group
In this Group: Elvira , Crisanto , Maria Cristina , Mirna Leticia , Rosa , Micaela , Sabina , Floridalma
Maria Cristina is married and 22. She finished three years of elementary school and has a son, who is too young to be in school. She farms, a trade she began by helping her family who have worked the land for many years. She now has seven years of experience and also has the support of her husband, who also is a farmer.

She organized a communal bank to apply for a loan, which she will use to buy agricultural supplies such as fertilizer, seeds, and fumigants for her harvest. She hopes to have her own capital soon and to see her business grow each day. The other group members are farmers, artisans, and merchants.
View original language description ↓
La señora Maria Cristina de estado civil casas, de 22 años de edad, curso 3 años de educacion primaria, tiene 1 hijo y aun no estudia porque esta pequeño, ella se dedica a la agricultura, inicio este negocio ayudando a su familia que por años se han dedicado a cultivar la tierra y ha la fecha lleva 7 años de experiencia, también cuenta con el apoyo de su esposo quien tambien se dedica a la agricultura.

Organiza un grupo y solicita un préstamo que lo utilizará para la compra de insumos como son: fertilizantes, semillas y productos para fumigacion de sus cosechas, en el futuro muy cercano desea tener su propio capital y que su negocio vaya creciendo día a día; las demás integrantes del grupo se dedican a la agricultura, artesanía y al comercio.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 122
    View loans »
    Guatemala Loans Fundraising
  • $10,890,300
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of El Pino Palajachuj Group's $2,825 loan helped a member to buy agricultural supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 4, 2013
Jun 22, 2013
Currency Exchange Loss:
Apr 2, 2015