Famosas De Primavera Group
The loan they apply for will benefit small micro entrepreneurs, Maria being one. She says that this is the first time she works with Pro Mujer, she became a member after one of the institution's advisors came to her home and invited her to join. Currently she runs a grocery store which she opened on her own initiative using the savings of her family.
The loan she is applying for is for buying flour, which she will get at the markets in the city of El Alto and then sell in her store. This way of working helps her to generate resources to support her family, since she is married and has two children. When asked what she likes about Pro Mujer, she answers that she likes the loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora María es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una asesora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio de tienda de abarrotes; este negocio lo emprendió por iniciativa propia utilizando los ahorros que tenía su familia.
El crédito que ahora sacará es para el aumento de capital (compra de harina) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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