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Maritza Mariana
Maritza is a 28-year-old single woman. She had the opportunity to complete secondary school and then began to work for herself. She lives in the parish of Río Verde, a historical place in Santo Domingo, the capital of the province of Santo Domingo de los Tsáchilas, an Ecuadorean province that in the last few years has had a high, sustained amount of growth. Its capital is a city where the most attractive and notable thing is its delicious fruit and the gastronomy available there. It also has a considerable amount of trade, since it has become a terrestrial port of exchange between the mountainous and coastal regions of the country. It also has various tourist attractions that, accompanied by its warm climate, are very busy with national and foreign tourists. It is for this reason that the majority of its inhabitants have started some kind of commercial or service activity for locals and tourists.

Maritza always helped her mother making athletic clothing, and she learned a lot about this work. She has worked with her mother, earning part of her income, and through it covering her necessities. Four years ago, she decided to go independent, looking for new customers and making clothing. Nevertheless, she had to go to her mother to use her sewing machine. Now Maritza is asking for a loan to acquire her own sewing machine and dedicate herself full time to making athletic clothing. With her sewing machine it will be easier to allocate her time waiting on customers, producing, and designing. Since it is her first loan, she had difficulty getting support from financial institutions until someone recommended Fundación Alternativa to her. There she received the confidence, access, and flexibility she needed. Additionally, her account executive gave her some advice on managing her resources and making her business venture into a successful microbusiness. Maritza also thanks everyone around the world who, through the valuable work of Kiva, are participants in the dreams and growth of people like her.
View original language description ↓
Maritza es una mujer de 28 años, soltera, tuvo la oportunidad de terminar la instrucción secundaria y luego se dedicó a trabajar por cuenta propia, vive en la Parroquia de Río Verde, un lugar histórico de Santo Domingo, la capital de la Provincia de Santo Domingo de los Tsáchilas, una provincia de Ecuador que en los últimos años ha tenido un alto crecimiento sostenido. Su capital es una ciudad en donde lo más atractivo y llamativo son sus deliciosas frutas, y la gastronomía que ofrecen en el lugar. También cuenta con un comercio considerable ya que se ha convertido en un puerto terrestre de intercambio comercial entre las regiones Sierra y Costa del país. Además cuenta con varios atractivos turísticos que acompañados de su clima cálido son muy concurridos por turistas nacionales y extranjeros. Es por esto que la mayoría de sus habitantes han emprendido con alguna actividad comercial o de servicios para habitantes y turistas.
Maritza siempre ayudó a su madre en la confección de ropa deportiva y aprendió mucho sobre este oficio, ha trabajado con su madre ganando una parte de su trabajo y así sustentando sus necesidades, hace 4 años decidió independizarse buscando clientes nuevos y confeccionando ropa, sin embargo siempre tuvo que acudir a su madre para hacer uso de la máquina de coser, ahora Maritza solicita un préstamo para adquirir su propia máquina de coser y dedicarse a tiempo completo a la actividad de confección de ropa deportiva, con su máquina de coser se facilita la distribución del tiempo para atender clientes, confeccionar y diseñar, al ser su primer crédito se dificultó tener apoyo por parte de algunas instituciones financieras hasta que alguien le recomendó acudir a Fundación Alternativa en donde recibió la confianza, apertura y agilidad que ella necesitaba y además su ejecutivo de cuenta le asesoró con algunos consejos sobre administrar sus recursos y hacer de su emprendimiento una microempresa de éxito. Maritza además agradece a todas las personas alrededor del mundo quienes a través del valioso trabajo de Kiva son partícipes de los sueños y crecimiento de las personas como ella.

Additional Information

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

Tags

About Ecuador

  • $10,200
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $23,096,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Maritza Mariana to buy a sewing machine.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 28, 2013
Listed
Jun 22, 2013
Currency Exchange Loss:
N/A
Ended:
Jun 17, 2014