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Wendy Angelica
Wendy, 38, lives in the Villa Venezuela neighborhood a zone whose residents are of very low economic resources. Her children are all now independent adults. They and her husband had to emigrate abroad seeking better lives and Wendy works alone to be able to get ahead in life with her business selling shoes and new and used kitchenware. The loan she’s asking for is to make some improvements to her house because water gets in during the rainy season. Because of this she wants to buy windows to install in the rooms which are currently uncovered.
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Wendy, de 38 años habitante del barrio villa Venezuela una zona donde sus habitantes son de muy escasos recursos económicos, sus hijos ya son mayores de edad e independientes, ellos al igual que su esposo tuvieron que emigrar fuera del país en busca de una vida mejor, hoy en día Wendy trabaja sola para poder salir adelante en la vida con su negocio de venta de calzado y trastes usados y nuevos. El crédito que solicita es para mejorar las condiciones de su casa, por motivo de que el agua se le mete en estas épocas de lluvia, por eso le urge comprar ventanas para ponerlos en los cuartos, los cuales están descubiertos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 72
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Wendy Angelica to buy windows to install.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 29, 2013
Jul 1, 2013
Currency Exchange Loss:
May 17, 2014