The loan they're getting will benefit small business entrepreneurs like Vilma. She says it's the first time she has been a member of Pro Mujer, having joined on the invitation of a loan officer who visited her at home. Currently she has a dairy business. She says she started this business on her parents' initiative several years ago and currently continues working in this line of work.
The loan she's currently getting is to increase her capital by buying heifers, which she'll get from the markets in a nearby community and later raise in her stable. This form of work allows her to generate resources to support her household to the extent possible, because she lives in a common-law marriage and has one child.
When asked what she likes about Pro Mujer she says the training.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Vilma es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de un promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de lechería; da a conocer que este negocio lo emprendió por iniciativa de sus padres, hace varios años, y en la actualidad sigue trabajando en este rubro.
El crédito que ahora sacará es para el aumento de capital (compra de vaquillas) que adquirirá de las ferias de la de las comunidades aledañas y posteriormente lo criará en su establo. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella vive en unión libre y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
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