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Dagoberto, age 48, is married, and he lives with his wife and two children. They are his greatest priority. He plans to use the loan to buy supplies like fertilizers and pesticides in order to keep his crops in good condition.

He has been growing basic grains for several years. He currently needs to care for his crops, which are two hectares of corn and two of beans. As a goal, he is planning on generating the maximum harvest from his land. This way he will have more income when he sells it. This will help with stability and improved well-being.

This is the first loan he has received from FUDECOSUR. He has not previously had other loans with state banks. FUDECOSUR gave the loan with better terms and a much lower interest rate.
View original language description ↓
Dagoberto, está casado, tiene la edad de 48 años y vive con su esposa y 2 hijos que son su mayor prioridad. El con el crédito pretende comprar los insumos como abonos y plaguicidas para mantener sus siembras en buen estado. Él desde hace varios años se dedica a la agricultura de granas básicos y actualmente necesita darle asistencia a sus plantaciones que son 2 hectáreas de maíz y 2 de frijol. El tiene pensado como meta generar el máximo de cosecha de sus terrenos y así al venderlo tener más ingresos que le ayuden con la estabilidad y mejor bienestar. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 49
    View loans »
    Costa Rica Loans Fundraising
  • $4,673,875
    Funds lent in using Kiva
  • 502.0
    Costa Rica Colones (CRC) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,000 helped Dagoberto to buy supplies to care for his corn and bean crops.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 20, 2013
Jun 22, 2013
Currency Exchange Loss: