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José Fidel
José is 42 and has three children ages 10, 13, and 14, respectively. He works building houses, walls, septic tanks, doing interior household repairs, and other tasks related to construction. José has worked in construction for 30 years since he learned this set of skills from family members who were also construction workers. José works wherever his skills are required, whether in the city or the countryside. He ran a small shop before he took up construction.

He is requesting a small loan from the Fundación Campo to purchase 100 kg each of rice, corn, and beans; 12 cases of hand soap; 12 cases of bath soap; 6 packages of bathroom tissue; 6 gallons of vinegar; 12 boxes of snacks, fruits, and vegetables; 12 packages of detergent; soft drinks; and other goods. These goods are for a shop run by a family member as the client states that there is great demand for basic household goods in the area around the shop.

The purchase of these goods will increase the store's inventory and therefore boost sales and the owner's income. The extra income will allow other investments that the owner has been considering.

The store owner wants first to set up the shop in his own home as the community has many houses and he's sure that a store will prosper in that location. He also wants to continue providing for his children's education, having noted that this is the only thing he'll leave them.
View original language description ↓
José tiene 42 años de edad, tiene tres hijos de 10, 13 y 14 años de edad respectivamente. Se dedica a prestar servicios de albañilería en la construcción de casas, muros, fosas sépticas, reparaciones de interiores de vivienda entre otras actividades relaciones a la albañilería. Lleva un promedio de 30 años de ejercer esta actividad. La realiza en los diferentes lugares que es requerido ya sea en la ciudad o en el interior del país, esta actividad la aprendió de familiares que se dedicaban a esta actividad. Antes de dedicarse a esta actividad poseía una pequeña tienda.

El préstamo que esta solicitando a Fundación Campo, es para comprar un quintal de arroz, Un quintal de maíz, Un quintal de frijoles, Un quintal de azúcar, 12 cajas de jabón para lavar, 12 cajas de jabón de baño, 6 fardos de papel higiénico, 6 galones de aceite, 12 bolsas de Golosinas, Frutas y verduras, 12 fardos Detergentes, Refrescos, Entre otros. Para fortalecer una tienda de un familiar; ya que según lo comentado por el cliente existe mucha demanda de los productos de la canasta básica en la zona donde se encuentra ubicada la tienda.

Al comprar todos estos productos sus inventarios incrementaran y por ende la ventas serán mayores y por supuesto sus ganancias también y de esta manera podrá hacer otras inversiones que tiene pensado.

Lo que desea hacer, en primer lugar es instalar su propia tienda en su casa de habitación ya que en la comunidad donde vive existen muchas casas y él tiene seguro que una tienda en este lugar le funcionara, también quiere seguir dándole los estudios a sus hijos ya que comento que es lo único que les dejara.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 661
    View loans »
    El Salvador Loans Fundraising
  • $26,100,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped José Fidel to purchase 100 kg each of rice, corn, and beans; 12 cases of hand soap; 12 cases of bath soap; 6 packages of bathroom tissue; 6 gallons of vinegar; 12 boxes of snacks, fruits, and vegetables; 12 packages of detergent; soft drinks; and other goods. These goods are for a shop run by a family member as the client states that there is great demand for basic household products in the area around the shop.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 14, 2013
Listed
Jun 22, 2013
Currency Exchange Loss:
N/A
Ended:
Feb 20, 2015