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Maranatha Group
In this Group: Adela , Janneth Consuelo, Sandra Griselda, Yuli Elizabeth , Elizabeth, Miriam Monica, Aquelina Marizol, Eva Claudia
The “Maranatha” communal bank will start the 13th cycle in Pro Mujer as part of the Villa Exaltación Focal Center. It has 8 members led by a governing board presided over by Adela. The communal bank members are in a variety of businesses among which are: clothing sales, lubricants store, underwear sales, shoe sales, meal sales and cereals sales.

The loan they’ll take out will benefit small micro businesswomen like Adela. She indicates that she’s been a member of Pro Mujer for ten years having joined thanks to an invitation from one of the institution’s advisers that visited her at home. She currently has a business selling clothes that she started on her own initiative using family savings.

The loan she’ll take out now is to increase capital. She will buy clothes from wholesalers in the city of El Alto and then will sell them in her sales space. This way of working allows her to generate income to support her home since she’s married and has five children. When asked what she likes about Pro Mujer, she answers that she likes the credit and sharing with her fellow members.
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View original language description ↓
La A.C. “MARANATHA” iniciará el décimo tercer ciclo en Pro Mujer, como parte del Centro Focal de Villa Exaltación, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Adela es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de ropa, tienda de lubricantes, venta de ropa interior, venta de zapatos, pensión, venta de cereales.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Adela es integrante, ella indica que hace diez años que integra Pro Mujer, ingresando por invitación de una asesora de la institución que fue a su casa a visitarla. En la actualidad ella tiene un negocio de venta de ropa; este negocio lo emprendió por iniciativa propia utilizando los ahorros que tenía su familia.

El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene cinco hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el compartimiento con sus compañeras.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 95
    View loans »
    Bolivia Loans Fundraising
  • $28,198,875
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Maranatha Group's $6,075 loan helped a member to buy clothes.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 31, 2013
Listed
Jun 19, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 17, 2014