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Valle Verde Group
In this Group: Margarita, Carmen, Charo, Margarita, Josefina, Francisca, Maria Gudelia, Estela Soledad, Antonia, Eugenia, Rofina, Rosa Maria, Felicita, Lisbet
The community of Rocchacc is located in the district of Anco, province of Churcampa, which is in the department of Huancavelica. Rocchacc is approximately 2100 meters (6890 ft) above sea level, a town economically based on agriculture of fruits and vegetables and in some cases the raising of livestock. The population has a medium level of commercial activity because Rocchacc is a passing point between Ayacucho and Huancayo.

The client Josefina M. T. is going to work with a loan of 200 Peruvian Nuevo Soles ($70 USD) and according to her testimony she states, "I have a small store where I sell groceries and other small things such as sweets; I do not have animals yet to graze, for now I only have my business and my fruit farm for chirimoya (native fruit) that I sell in the Larcay fair. In a few years I would like to leave Rocchacc and buy a house in Huancayo where business is good. Furthermore, I hope that my children study to become professionals after they are done with high school. In FINCA Perú I am going to save for my children´s future and for their education and also to develop my small store in the short-term. Now that I have joined FINCA Perú I am going to learn how to save, receive training, and the organization's values of working with more courage and responsibility."

The client Carmen T. V. is going to work with a loan of 200 Peruvian Nuevo Soles ($70 USD) and says the following: "I have a guinea pig and fruit farm and some cattle to sell when I need to. My dream is that my children study and are able to become professionals in the future. I am going to save for their education. Now that I have rejoined FINCA Perú I am going to save more because I have previously belonged to a village bank and I really like the training that the organization gave me. Furthermore I am going to work with more responsibility and save with more confidence because for the first time I have participated in an institution where they have returned my savings without any problems."

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $58,947,825
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Valle Verde Group's $1,450 loan helped a member grow fruits and vegetables; raise livestock.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 3, 2008
Jul 19, 2008
Currency Exchange Loss:
Mar 16, 2009