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Alpaquitas Group
In this Group: Ruth Miriam , Aida , Maclovia, Lucy , Beatriz Martha, Monica , Leonor , Luisa
The “Alpaquitas” (Little Alpacas) communal bank will start the 19th cycle in Pro Mujer as part of the Villa Exaltación Focal Center. It has 8 members led by a governing board presided over by Ruth. The communal bank members are in a variety of businesses among which are: food sales, neighborhood store, coca leaf sales, paper towel and newspaper sales, purse manufacturing, fruit sales and light bulb sales.

The loan they’ll take out will benefit small micro businesswomen like Ruth. She indicates that she joined Pro Mujer 8 years ago thanks to an invitation from a girlfriend who is a member of the institution. She currently sells seasonal products, a business she started on her own initiative seeing that the public has unending needs.

The loan she’ll take out now is to increase capital. She will buy banners in street markets in the city of El Alto and then resell them in her sales space. This way of working allows her to generate income to support her home since she’s single and currently studying. When asked what she likes about Pro Mujer, she answers that she likes the credit and the health area.
View original language description ↓
La A.C. “ALPAQUITAS” iniciará el décimo noveno ciclo en Pro Mujer, como parte del Centro Focal de Villa Exaltación, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Ruth es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de comida, tienda de barrio, venta de coca, venta de papel sábana y periódico, producción de carteras, venta de fruta, venta de focos.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Ruth es integrante, ella indica que hace ocho años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de artículos según la temporada; este negocio lo emprendió por iniciativa propia al observar que existe un sinfín de necesidades del público.

El crédito que ahora sacará es para el aumento de capital (compra estandartes) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y en la actualidad está estudiando.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $2,817
    Average annual income
  • 81
    View loans »
    Bolivia Loans Fundraising
  • $28,645,575
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Alpaquitas Group's $3,000 loan helped a member to buy banners.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 28, 2013
Listed
Jun 19, 2013
Currency Exchange Loss:
Covered
Ended:
Feb 17, 2014