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Hatigje is 30 years old, married and has two children. Her children are 8 and 11 years old. She is a housewife and a stay at home mother, caring for her children while her husband works transporting various goods for other people in the area. They live in a Roma community under very poor living conditions.

As their house is very old, some basic things such as the bathroom are in desperate need of repair. Unfortunately they have not been able to manage to address this issue for the last few years. However, she is now asking for a loan to renovate their bathroom to help them to improve the living conditions of her family. Hatigje hopes in the future to be able to provide a better life for her children. She wants to thank all Kiva lenders and appreciates them all for their support!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 4
    View loans »
    Kosovo Loans Fundraising
  • $1,823,175
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Hatigje to renovate her bathroom.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jun 25, 2013
Currency Exchange Loss:
Mar 17, 2015