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Eshmamat is 53 years old. He is married and the father of five children. Eshmamat and his family live and work in the Rumy region. His wife and daughter work at home tailoring traditional garments. Eshmamat himself is a farmer. He has experience in this area. He earns his living in farming by persistent work. He would like to run a new business concurrently, since his children are grown and he needs to marry them and provide them with housing. He plans to start an animal husbandry business, in particular, to buy and sell small livestock. With this goal in mind he is requesting a loan to buy sheep, rams, and their feed. He plans to use the income for the marriage of his one son.
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Эшмамату 53 года. Он женат и отец пятерых детей. Эшмамат со своей семьей живет и работает в районе Руми. Его жена и дочь занимаются шитьем национальных платьев на дому. Сам Эшмамат занимается сельским хозяйством. У него достаточно хороший опыт в этой области. Он зарабатывает на жизнь за счет земледелия, который приносит ему его упорный труд. Эшмамат хочет одновременно заняться новым делом, так как его дети выросли и их нужно женить и обеспечивать жильем. Он планирует начать бизнес в сфере животноводства, а именно заняться куплей и продажей мелкого рогатого скота. С этой целью он обратился за кредитом. Он просит кредит для закупа овец, баранов и их корма. За счет прибыли он планирует женить своего одного сына.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 106
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Eshmamat buy and sell small livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 18, 2013
Jun 23, 2013
Currency Exchange Loss:
Dec 17, 2013