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Shamim is a 43 year old married woman. She is been doing stitching work for many years now and is proud to be contributing to her household income. When Shamim was not earning income, her family was going through a severe financial crisis that compelled her to use her stitching skills in a productive manner.

Her husband’s income is too nominal to bear the daily expenses of the family members. Over the time she has established a good clientele and has improved her business with the support of Kashf Foundation. Currently she applied for her fifth loan of RS. 40,000 to purchase spools of thread in various colors along with packs of elastic, buttons and needles. Shamim wishes to utilize her earned profit on her children’s well-being.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 415
    View loans »
    Pakistan Loans Fundraising
  • $15,138,750
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Shamim to purchase spools of thread in various colors with the packs of elastic, buttons and needles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2013
Jun 24, 2013
Currency Exchange Loss:
Jul 17, 2014