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Wiñaypaq Quñukusun Group
In this Group: Felicitas, Julia, Sofia, Lucia, Carmela, Cirila, Julia, Emilia, Isabel, Antonia, Juaquina, Remigia Delfina, Guillerma, Teodora
The community of Calzada belongs to the district of Rosario, province of Acombamba, department of Huancavelica. Calzada is approximately 3800 meters (12,500 ft) above sea level, a community economically based on raising livestock (cattle, sheep), agriculture (barley, wheat, oats, potatoes) and in some cases traD. activities in the fairs in the district capitals (Acobamba and Paucará). The population is sparse and it usually takes five minutes to get from house to house.

Village bank member Julia A. S. has a loan of 1000 Peruvian Nuevo Soles ($355 USD) and according to her testimony she says: "I have a business to buy and sell livestock and I bring them to the Acobamba and Paucará fairs and in order to sell I need to leave at two in the morning and reach the fairs. In a few years I hope to have enough animals in order to raise and sell them when I need to. Furthermore I have a grandchild that is with me and studies at Puca Cruz. In the future I hope that he studies to become a professional after he finishes high school. In FINCA Perú I am saving for the future of my grandchild because he is the only one by my siD.. Also I want to increase my livestock. Now that I am with FINCA Perú, I have learned to save and work with more confidence, more responsibility and also to attend the training sessions."

Guillerma P. P. is working with a loan of 600 Peruvian Nuevo Soles ($213 USD) and says the following: " I have a business to buy and sell livestock, principally sheep and at times cattle. When I see that an animal is fat I am able to sell it in the fair. My dream is to have much more livestock, to be able to raise and sell more of them in the future. I am going to save for my children´s education. Now that I have joined FINCA Perú I am going to learn how to save, because I have neighbors and relatives that have joined FINCA Perú and they tell me it is very nice to belong to a village bank. I will listen to the organization´s training, share with the other clients, work with more responsibility and acquire some items that we need. I will receive training that FINCA has promised and I am going to learn many valuable things that I want for my family and myself."

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 178
    View loans »
    Peru Loans Fundraising
  • $60,191,850
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Wiñaypaq Quñukusun Group's $4,225 loan helped a member commercial livestock raising (cattle, sheep).
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 6, 2008
Jul 19, 2008
Currency Exchange Loss:
Mar 16, 2009