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Uheri Group
In this Group: Ngalya, Bugandwa, Mawazo, Sebasaza, Iyamulemye, Baghuma, Karani, Banyene, Kabare, Lukanga, Basubi, Mateene, Kasolene, Masumbuko, Nyichira, Hansi, Debora, Basilwanso, Bahwere, Senge, Safari, Bubaka, Busho, Habyarimana, Buhonda, Mabango
Ngalya is the president of the business group Uheri. She is [also] the oldest member and a brave entrepreneur. Aged 51, she is a widow and a mother of six children, of whom three already have their own homes and three are students.

Ngalya sells fish. She started this business about eight years ago with a loan from Hekima. This new loan will serve to buy one basket of fish.

The war in the Rutshuru territory and the insecurity along the road towards the Vitshumbi fishery are major obstacles to the development of her business.

In the future, Ngalya wishes to expand her business, educate her children, and buy a piece of land. She thanks Hekima for their lending support to women entrepreneurs.

It should be noted that some of the group members are holding their babies [in the photo].
View original language description ↓
La cliente Ngalya est présidente du groupe d’affaire « Uheri », doyenne du groupe, entrepreneur courageuse, âgée de 51 ans, veuve et mère de 6 enfants dont 3 ont déjà leurs propres foyers et 3 sont étudiants. La cliente est vendeuse des poissons. Elle commença cette activité avec le crédit de Hekima, il y a environs 8 ans. Ce nouveau prêt va lui servir d’acheter 1 panier de poissons. La guerre dans le territoire de Rutshuru, l’insécurité au long de la route vers la pêcherie de Vitshumbi sont des obstacles majeurs pour le développement de son activité. Dans le futur, elle souhaite agrandir son entreprise, scolariser ses enfants et acheter une parcelle. Ainsi, elle remercie Hekima pour son soutien en micro crédit aux femmes entrepreneurs. Il sied de signaler que certaines clientes portent leurs bébés.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 8
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,200,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Uheri Group's $3,400 loan helped a member to buy a basket of fish.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 17, 2013
Listed
Jun 23, 2013
Currency Exchange Loss:
N/A
Ended:
Nov 17, 2013