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Vallami
Vallami is a cheerful 64 year old man. He is married and has five children. Vallami lives with his family in a small town. He loves nature and animals, so his line of work suits him. Vallami practices animal husbandry. He raises the animals and sells them. This business earns him a stable income. His wife works at home as a seamstress, and in her free time she helps her husband care for the animals. Vallami's children are grown, have their own children, and live far away. Vallami also has additional income because he has a hardware store where he sells building materials to locals. Vallami's beloved grandson is growing up fast and will soon need to go to a university for a higher education. With that in mind, Vallami wants to expand his business to earn more income to help with his son's education. He contacted Arvand and would like to obtain a loan to buy a few head of cattle. Vallami hopes for a positive response and thanks Arvand ahead of time for the financial support.
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Валлами жизнерадостный мужчина в возрасте 64 лет. Он женат и имеет пятерых детей. Со своей семьёй Валлами живёт в маленьком посёлке. Он очень любит природу и животных, поэтому занимается видом бизнеса, который ему по душе. Валлами разводит скот, выращивает их и продаёт. Этот бизнес приносит ему стабильный доход. Жена Валлами работает у себя дома занимается шитьем. А в свободное время она помогает мужу ухаживать за скотом. Дети Валлами уже взрослые и у них свои семьи, живут не далеко от родителей. Также Валлами имеет дополнительный доход, имеет строительный магазин где продает строительные материалы для местных жителей. У Валлами подрос самый любимый внук и скоро внуку нужно будет поступать в Университет для получения высшего образования. Поэтому сейчас Валлами желает увеличить свой бизнес, чтобы иметь достаточный доход для обеспечения своего внука. Он обратился в Арванд и хочет получить кредит для покупки нескольких голов рогатого скота. Валлами надеется на положительный результат и заранее благодарит Арванд за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 214
    View loans »
    Tajikistan Loans Fundraising
  • $29,723,700
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
Expired
A loan of $2,325 helped Vallami to buy cattle.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 12, 2013
Listed
Jun 23, 2013
Currency Exchange Loss:
Covered
Expired:
Jul 23, 2013