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Doris Soyian
Doris is a student at Strathmore. This is her story.
I am Doris, an applicant of loan from Narok County. I am the fifth in a family of 9 children; with both parents. I have applied and wished to join Strathmore University because of its provision of high quality education and high level of discipline that Strathmore community in whole have shown since its establishment.

I am taking the Kiva loan to cater my tuition fees. The main reason of taking this loan is to solve financial problems in payment of tuition fees and get enough time to concentrate in my studies and achieve top grades. I am joining to pursue a degree in law course and later be equal field lawyer capable to apply the knowledge in places where people are in quest for justice.

My hopes and dreams is to get the Kiva loan and study hard to achieve my goals, moreover to get a job immediately after my course and start repaying the loan as a sign of respect and gratitude to the lenders. At Strathmore I will take part in Campus Kiva activities. After graduating, I will help others achieve their dreams by lending to them on KIVA site

Additional Information

Important Information

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

Strathmore University is one of the leading private chartered universities in Kenya, and is a privately owned, not for profit institution. Originally established in 1961 as an Advanced-level Sixth Form College with inspiration and encouragement from Saint Josemaria Escriva, founder of Opus Dei, Strathmore University started offering degrees in 2002 before becoming fully chartered in 2008.

Strathmore University is a non-traditional Field Partner, in that they are an educational institution, not a microfinance institution. Lenders to these loans should be aware of the following:

1 - You might not begin to receive repayments on this loan for many years, and this loan may have terms as long as 11 years. The full-tuition loans administered by Strathmore University can have loan terms of up to 11 years, which includes a grace period of up to 5 years. The grace period includes the time during which the student is enrolled at the university, and the first year after graduation. During the grace period, the borrower is not required to make any repayments, and you would not receive any repayments. Please be sure the loan terms and repayment schedule of this loan suit you.

2 - Administering loans is a new activity for Strathmore University, which can increase the risk on this loan. While most Kiva Field Partners are microfinance institutions and therefore experienced at administering loans, Strathmore University's core business is providing education, and they are inexperienced at administering loans. This partner has passed Kiva's due diligence requirements for a non-traditional Field Partner, however lenders to this loan should be aware that this loan carries some additional risk as Strathmore University becomes more experienced with administering loans to students.

For more information on Strathmore University, and the Kiva loans they are administering, please visit the Field Partner page.

Tags

About Kenya

  • $1,800
    Average annual income
  • 945
    View loans »
    Kenya Loans Fundraising
  • $41,679,400
    Funds lent in using Kiva
  • 85.6
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $17,475 helped Doris Soyian to pay tuition fees for an undergraduate degree in Law at Strathmore University.
0% repaid
Repayment Term
121 months (Additional Information)
Repayment Schedule
Irregularly
Disbursed:
Jul 1, 2013
Listed
Jun 20, 2013
Currency Exchange Loss:
Possible