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Jackson Njehia
Jackson is a student at Strathmore. This is his story.
My name is Jackson. I hail from a humble background. I was born alone before the passing of my mother while I was 10 years of age. As a result, I was left under care of my aunt. She had a son and 2 daughters. With so much financial problems and assistance from USAID APHIA PLUS and well wishers we managed to complete secondary education for me and my male cousin. I was the only one who managed to get an admission in public university after passing my National Exam.
I have applied for KIVA loan for assistance since I found it difficult in paying tuition fees and would like to pursue my degree in Bachelor of Commerce. Upon completion of my education, I intend to give back to the society by starting an organization that will help other needy, orphans and potential individuals through their education to make their dream true.
I believe that KIVA will make my dream a reality by enabling me to pursue my career course at Strathmore University where I will obtain quality education from skilled lecturers. It also has an enabling environment for learning with high standards of discipline.
I promise to comply with terms and conditions governing the KIVA loan for the betterment of the organization at large.

Additional Information

Important Information

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

Strathmore University is one of the leading private chartered universities in Kenya, and is a privately owned, not for profit institution. Originally established in 1961 as an Advanced-level Sixth Form College with inspiration and encouragement from Saint Josemaria Escriva, founder of Opus Dei, Strathmore University started offering degrees in 2002 before becoming fully chartered in 2008.

Strathmore University is a non-traditional Field Partner, in that they are an educational institution, not a microfinance institution. Lenders to these loans should be aware of the following:

1 - You might not begin to receive repayments on this loan for many years, and this loan may have terms as long as 11 years. The full-tuition loans administered by Strathmore University can have loan terms of up to 11 years, which includes a grace period of up to 5 years. The grace period includes the time during which the student is enrolled at the university, and the first year after graduation. During the grace period, the borrower is not required to make any repayments, and you would not receive any repayments. Please be sure the loan terms and repayment schedule of this loan suit you.

2 - Administering loans is a new activity for Strathmore University, which can increase the risk on this loan. While most Kiva Field Partners are microfinance institutions and therefore experienced at administering loans, Strathmore University's core business is providing education, and they are inexperienced at administering loans. This partner has passed Kiva's due diligence requirements for a non-traditional Field Partner, however lenders to this loan should be aware that this loan carries some additional risk as Strathmore University becomes more experienced with administering loans to students.

For more information on Strathmore University, and the Kiva loans they are administering, please visit the Field Partner page.


About Kenya

  • $1,800
    Average annual income
  • 733
    View loans »
    Kenya Loans Fundraising
  • $43,743,075
    Funds lent in using Kiva
  • 85.6
    Kenya Shillings (KES) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $11,650 helped Jackson Njehia to pay tuition fees for an undergraduate degree in Commerce at Strathmore University.
0% repaid
Repayment Term
121 months (Additional Information)
Repayment Schedule
Jul 1, 2013
Jun 20, 2013
Currency Exchange Loss: