Benkadi 3 Group
The crops grown are peanuts and corn, as is the case with Mariam, who is standing in the middle of the photo. With her loan, she intends to purchase farm inputs, manure, herbicide, and seeds and to pay for plowing for maintaining 1 hectare.
After the harvest, the produce is sold in the village and at the market. She sells to a customer base composed of men and women. She plans on making a profit of 135,000 francs CFA per planting. This profit will enable her to repay the loan and also to help her big family to cover day-to-day expenses, as well as to pay for the children's healthcare.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur cinquième prêt avec l’institution et les autres prêts passés ont été bien remboursés.
La spéculation cultivée est l’arachide et le maïs avec Mariam debout au milieu. Elle compte acheter avec son prêt, des intrants, l’engrais, herbicide, semences et payer les frais de labour pour entretenir 1 hectare.
La production est vendue au niveau du village, au marché après la récolte elle vend à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice de 135.000 francs CFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi aider la grande famille dans les dépenses quotidiennes et subvenir au frais de santé de ses enfants
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid