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Galina is married, with two adult daughters. Galina's family has lived in their house for many years without fixing it. The house is old and needs renovations. Galina is asking for a loan to fix the floors, walls and windows of her house. To start with, she is asking for a loan of 10,000 UAH. She hopes to improve her family's living conditions. The new windows will not just look nice, but will help to save energy in winter.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Ukraine

  • $8,200
    Average annual income
  • 4
    View loans »
    Ukraine Loans Fundraising
  • $6,300,650
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,250 helped Galina to fix the floors, walls and windows of her house.
66% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 17, 2013
Jun 19, 2013
Currency Exchange Loss:
Jul 19, 2015