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Tamara

Update on Tamara

Tamara has her own business sewing custom orders. Thanks to her last loan, she was able to buy an Overlock sewing machine and expand her business. Now Tamara needs a loan to repair her sewing machine and to furnish her work room and her fitting room.
View original language description ↓
У Тамары свой бизнес. Она шьет одежду на заказ. Благодаря прошлому кредиту Тамара смогла приобрести необходимое оборудование - оверлок - и расширить свой бизнес. В этот раз Тамаре нужен кредит, чтобы отремонтировать свою швейную машинку, а также благоустроить комнату, где она выполняет заказы, и оборудовать примерочную.

Previous Loan Details

Tamara is married and has two children. For the past six years, Tamara has had her own business. She sews clothes by individual orders. Starting a business was difficult and it was necessary to win the trust of her customers. Now things are going well. Tamara has many orders. Tamara wants... More from Tamara's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,000
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,206,375
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $625 helped Tamara to remodel room for her sewing business and to fix her sewing machine.
89% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 13, 2013
Listed
Jun 19, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014