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Mungu Ni Mwema Group
In this Group: Ludunge, Nyandjira, Solange, Vumilia, Mwajuma, Alphoncine, Rusangiza, Mussa, Kanote, Mwamba, Madia, Siajabu, M'bushenyula, Kiza, Bagalwa, Anociate, Salim, Bahati, Mwasimuke, Lubala, Bizimungu, Bashonga, Bulenda, Barundura, Sikitu, Kasongo, Simba, Bishweka, Shaganya, Tshimba, Desire, Kiraba
Solange, the featured borrower, is the representative of the credit group "Mungu ni mwema". She is a 28-year-old mother of six and a young and courageous entrepreneur. Her husband is involved in retail and sells various products.

Solange sells shoes. She started in this business with some money received from her husband. She will use this new loan to buy 50 pairs of used shoes. The financial crisis and a state of insecurity are two major challenges for the development of her activity.

In the future, she hopes to expand her business, send her children to school and build a house. She thanks Hekima for supporting female entrepreneurs through micro-credit.

It should be noted that this photo was taken in a very tight place, chosen to ensure the safety of the borrowers and to protect payment transactions.
View original language description ↓

La cliente Solange est conseillère du groupe de crédit « Mungu ni mwema », jeune entrepreneur courageuse, âgée de 28 ans et mère de 6 enfants. Son conjoint est un commerçant de divers. La cliente est vendeuse de souliers. Elle commença cette activité avec le fonds reçu de son mari. Ce nouveau prêt va lui servir d’acheter 50 paires de souliers usés. La crise financière, l’insécurité sont des obstacles majeurs pour le développement de son activité. Dans le futur, elle souhaite agrandir son entreprise, scolariser ses enfants et construire. Ainsi, elle remercie Hekima pour son soutien en micro crédit aux femmes entrepreneurs. Il sied de signaler que cette photo fut prise dans un endroit très étroit. Le choix de ce lieu fut motivé pour la sécurisation de clients et les activités de décaissement.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 0
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,380,525
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mungu Ni Mwema Group's $6,000 loan helped a member to by 50 pairs of used shoes.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 17, 2013
Listed
Jun 22, 2013
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013