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Los Cedrales Group
In this Group: Norma, Ramona, Maria, Hermelinda, Esmelda, Claudia, Ninfa, Liz, Amada, Victoria, Etelvina, Gloria, Graciela, Lorena, Gladiz, Fermina*
* not pictured
The "Los Cedrales" group is participating in the Survey for Poverty Elimination, where 3 of the women are below the poverty line (in other words, they have insufficient income). These women, in particular, are giving their all so they can grow.

Maria is one of these women. By selling cosmetics, she wants to overcome poverty and give her family all that they need to have a life without wants. She defines herself as being very good at selling and it is for this reason that she has many customers.

She is asking for this loan to be able to buy name-brand cosmetics. By so doing, she will have a good variety that will impress her customers. She is grateful for this opportunity that her and her family are receiving.
View original language description ↓
El grupo llamado Los cedrales está haciendo la encuesta de eliminación de pobreza, donde tres de las señoras se encuentran por debajo de la línea de pobreza, es decir con un ingreso insuficiente, estas mujeres en especial están poniendo todo de si para crecer.
Maria es una de estas mujeres, que por medio de la venta de cosméticos quiere ir superando su pobreza, y dándole a su familia lo que ellos necesitan para tener una vida sin privaciones. Ella se define a si misma como una persona muy hábil para las ventas y es por eso que ya tiene una muy buena clientela.
Solicita este crédito para poder invertirlo en la compra de cosméticos de marca y tener asi buena variedad con la que podrá impresionar a sus clientes. Ella agradece por esta oportunidad que ella y su familia están recibiendo.

Additional Information

More information about this loan

This loan is part of the innovative “Poverty Stoplight” program developed by Fundación Paraguaya for women living in poverty. A “stoplight” measurement tool is used to help borrowers self-identify the type of poverty that affects them most (lack of income, dearth of financial opportunities, poor living conditions etc.). Borrowers rate 50 areas of their life as green (not poor), yellow (poor) or red (extremely poor). Together with their loan officer, they come up with a plan to resolve yellow and red indicators. Through this program, Fundación Paraguaya hopes to lift 9,000 women and their families out of poverty by 2017.

To learn more about this unique approach to eliminating poverty, you can read this article on Fundación Paraguaya’s website.

About Fundación Paraguaya

Fundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Paraguay

  • $8,400
    Average annual income
  • 98
    View loans »
    Paraguay Loans Fundraising
  • $32,360,775
    Funds lent in using Kiva
  • 4,414.4
    Paraguay Guarani (PYG) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Cedrales Group's $2,850 loan helped a member buy cosmetics to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 19, 2013
Currency Exchange Loss:
Dec 17, 2013