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Sra. Margarita is 55. She sells basic staples in her corner store, located in the Alto San Isidro zone. This is her first loan cycle with the institution. She will use it for the purchase of merchandise for her business, such as groceries, sweets and pop. There is a lot of demand for her business, which will increase her sales; this is why she is requesting this loan. She needs to stock her business. Margarita faces challenges in her business, namely competition; there are several stores in the area. She will use her profits to buy more stock for her store in order to keep expanding more every day. Her goal for her business is to keep selling and to have a well-stocked store. This way she will be able to expand her business and improve her income with the goal of improving her and her family's quality of life.
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La Sra. Margarita tiene 55 años, ella se dedica a la venta de productos de primera necesidad en su tienda de barrio que se encuentran en la zona de Alto San Isidro, este préstamo es su primera secuencia dentro de la institución, va a usar este préstamo para la compra de mercadería para surtir su negocio como abarrotes, dulces y refrescos, su razón para solicitar este préstamo es la mucha demanda que tiene y es ahí donde incrementa sus ventas, y necesita surtir su mercadería La Sra. Margarita enfrenta retos en su negocio que son la competencia ya que existen varias tiendas en la zona, va a utilizar los beneficios en la compra de mas mercadería para surtir su tienda y seguir creciendo más cada día, su deseo para su negocio es de seguir vendiendo y tener una tienda surtida, así poder hacer crecer su negocio mejorar sus ingresos y por ende mejorar la calidad de vida de ella y de su familia.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $2,817
    Average annual income
  • 99
    View loans »
    Bolivia Loans Fundraising
  • $29,528,750
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Margarita to buy merchandise to stock her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 29, 2013
Jun 22, 2013
Currency Exchange Loss:
Jul 17, 2014