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Rosas De Belen Group
In this Group: Virginia, Rosa, Lourdes, Julia, Veronica Mery, Benedicta, Cristina Julia , Maria Teresa
The “Rosas de Belén” (Bethlehem Roses) communal bank will start the sixth cycle in Pro Mujer as part of the Los Andes Focal Center. It has 8 members led by a governing board presided over by Virginia. The communal bank members are in a variety of businesses among which are: tailor shop, vegetable sales, skirt sales, blanket weaving, tailor shop, ‘salchipapas’ [fried sausages with fried potatoes] sales and clothing sales.

The loan they’ll take out will benefit small micro businesswomen like Virginia. She indicates that she’s been a member of Pro Mujer for three years having joined thanks to an invitation from an institution’s promoter who visited her at home. She currently has a business selling clothes and she makes it known that she started it on a girlfriend’s recommendation several years ago.

The loan she’ll take out is to increase capital. She will buy clothes at wholesale in street markets in the city of La Paz and then resell them in communities in La Paz Department. This way of working allows her to generate resources to support her home since she’s married and has three children. When asked what she likes about Pro Mujer, she answers that she likes the health training.
View original language description ↓
La A.C. “ROSAS DE BELEN” iniciará el sexto ciclo en Pro Mujer, como parte del Centro Focal de Los Andes, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Virginia es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: taller de costura, venta de verduras, venta de polleras, tejido de mantas, taller de costura, venta de salchipapas, venta de ropa.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Virginia es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio lo emprendió por recomendación de una amiga, hace varios años atrás.

El crédito que ahora sacará es para el aumento de capital (compra de ropa) que adquirirá, por mayor, de las ferias de la Ciudad de La Paz y posteriormente lo comercializará en las comunidades del departamento de La paz. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues es casada y tiene tres hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones del área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 113
    View loans »
    Bolivia Loans Fundraising
  • $29,154,400
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Rosas De Belen Group's $2,700 loan helped a member to buy clothes.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 14, 2013
Listed
Jun 19, 2013
Currency Exchange Loss:
Covered
Ended:
Jan 17, 2014