The loan they’ll take out will benefit small micro businesswomen like Basilia. She indicates that she joined Pro Mujer two years go having joined thanks to an invitation from a girlfriend who is a member of the institution. She currently has a business selling shoes that she started a year ago on the recommendation of her girlfriends.
The loan she’ll take out now is to increase capital. She will buy shoes from suppliers and then resell them on order. This way of working allows her to generate family resources since she’s married and has children. When asked what she likes about Pro Mujer, she answers that she likes the health services.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Basilia es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de calzados; este negocio lo emprendió hace un año por recomendación de sus amigas.
El crédito que ahora sacará es para el aumento de capital (compra de calzados) que adquirirá de las empresas distribuidoras y posteriormente lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para su familia ya que ella es casada y tiene hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan la atención en salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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