Sagrado Corazon Group
The loan will benefit small micro businesswomen like Esther. She indicates that she joined Pro Mujer 18 months ago having joined thanks to an invitation from a girlfriend who is a member of the institution. She currently has a business selling beauty products; a business she started six years ago on her own initiative.
The loan she’ll take out now is to increase capital. She will buy cosmetics from distributors and then resell them on order. This was of working allows her to generate income for her family since she’s married and has two children. When asked what she likes about Pro Mujer, she answers that she likes the health services and the training sessions.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Esther es integrante, ella indica que hace diez y ocho meses que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de productos de belleza; este negocio lo emprendió hace seis años por iniciativa propia.
El crédito que ahora sacará es para el aumento de capital (compra de cosméticos) que adquirirá de las empresas distribuidoras y posteriormente lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para su familia ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan la atención en salud y las capacitaciones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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