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Jusmara Alejandrina
Jusmara, age 22, lives in Coral, Chontales. She is single, and she does not yet have any children. She works for the village municipality.

This is her first loan experience. She is requesting a loan from AFODENIC and Kiva in order to improve her home’s condition. She will use the loan to buy construction materials. This way she will secure a cozy home for her and her family. Above all, she wishes for her family to be blessed by God.
View original language description ↓
La joven Jusmara, de 22 años de edad habita en el Coral, Chontales, es soltera no tiene hijos aun, labora en la municipalidad del pueblo, esta es su primera experiencia de crédito, que solicita a Afodenic y Kiva para invertirlo en mejoras de su vivienda comprando materiales de construcción, de esta manera garantizar un hogar acogedor junto a su familia, quien espera ser bendecidos por Dios sobre todas las cosas.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 72
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 24.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Jusmara Alejandrina to buy construction materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 24, 2013
Jul 1, 2013
Currency Exchange Loss:
Jun 17, 2014