Flor De Retamas Ii Group
The loan they’ll take out will benefit small micro businesswomen like Adelaida. She indicates that she’s been a member of Pro Mujer for a year having joined thanks to an invitation from fellow group members who are members of the institution. She currently has a business weaving ‘bayetas’ [woolen scarf] and ‘aguayos.’ She lets it be known that she started the business several years ago on her own initiative.
The loan she’ll take out now is to increase capital. She will buy wool from wholesalers in the city of La Paz and after manufacture will sell them on order. This way of working allows her to generate resources to support her family since she’s separated and has four children. When asked what she likes about Pro Mujer, she answers that she likes the credit, the health area and the training sessions.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Adelaida es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de sus amigas de grupo que son socias de la institución. En la actualidad ella tiene un negocio de tejido de bayetas y awayos; da a conocer que este negocio lo emprendió por iniciativa propia hace varios años.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará a pedido. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es separada y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito, el área de salud y las capacitaciones.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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