The loan they’ll take out will benefit small micro businesswomen like Anai. She indicates that she’s been part of Pro Mujer for two and a half years having joined thanks to an invitation from a girlfriend who is a member of the institution. She currently sells MP3s and mobile phone accessories. She started the business several years ago on her own initiative having learned about the merchandise from her previous bosses.
The loan she’ll take out now is to increase capital. She will buy MP3s from firms and stores at wholesale then then resell them in her sales stand. This way of working allows her to generate resources for her family because she’s in a common law relationship and has two children. When asked what she likes about Pro Mujer, she answers that she likes the health services.
One of the ladies is missing from the photo because she was keeping a medical appointment.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Anai es integrante, ella indica que hace dos años y medio que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de MP’3 y accesorios de celulares; este negocio lo emprendió hace varios años por iniciativa propia, aprendiendo a cerca de la mercadería de sus anteriores jefes.
El crédito que ahora sacará es para el aumento de capital (compra de MP’3) que adquirirá de las empresas tiendas, por mayor, y posteriormente lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para su familia ya que ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gustan la atención en salud.
En la foto no se encuentra una señora, ya que se encontraba en consulta médica.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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