Nuevas Amigas De Viacha Group
The loan they’ll take out will benefit small micro businesswomen like Flora. She indicates that this is the first time she’s joined Pro Mujer having been invited by an institution’s promoter that visited her at home. She currently has a blanket weaving business. She makes it known that she started this business on her own initiative having learned to weave from her mother.
The loan she’ll take out now is to increase capital. She will buy wool from supply firms and after the manufacture will sell them in her sales space. This way of working allows her to generate income to support her family since she’s single and has a daughter. When asked what she likes about Pro Mujer, she answers that she likes the health area, the loans, the savings and the get-togethers with the other members.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Flora es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que fue a visitarles a su casa. En la actualidad ella tiene un negocio de trenzado de mantas; da a conocer que este negocio lo emprendió por iniciativa propia, aprendiendo la técnica del trenzado de su madre.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las empresas distribuidoras y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia ya que ella es soltera y tiene una hija.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud, los créditos, los ahorros y las reuniones con las compañeras.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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