Maria is married, 44 years old, and completed 3 years of primary education. She has 8 children, 2 of whom are in school. Maria devotes her time to making “guipiles,” traditional indigenous women's clothing. She began to do this with her husband because she needed to generate economic income. Up to the present, she has 5 years of experience.
Maria organized the group and requested a loan to be used in purchasing cloth for weaving “guipiles.” In the future, she wants to have her own traditional clothing store.
The remaining members of the group are dedicated to commerce and fishing activities.
La señora Maria de estado civil casada, cuenta con 44 años de edad, curso 3 años de educación primaria, tiene 8 hijos y de ellos 2 están estudiando, ella se dedica a tejer guipiles, inició este con su esposo porque tenian la necesidad de generar ingresos económicos y hasta el momento lleva 5 años de experiencia.
Organiza un grupo y solicita un préstamo que lo utilizará para la compra de telas para tejer guipiles, en el futuro desea tener una tienda de ropa típica; las demás integrantes del grupo se dedican al comercio y actividades pecuarias.
About Asociación ASDIR
ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.