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Update on Kindi

Greetings are coming to you from Kindi, an SMT/Kiva borrower who has just finished repaying her last Kiva loan successfully. Kindi is very pleased to inform you that the previous Kiva loan she received has been very helpful in boosting her business. Kindi used that loan to buy additional spare parts to include into her shop. This made her shop very attractive to buyers, boosted sales and increased the profit margin.

Having finished repaying that 3,000,000 SLL (Sierra Leones leones) loan, Kindi is requesting for a new one of 5,000,000 SLL. This will further help Kindi to add more spare parts into her current stock.

Previous Loan Details

Pictured here is Kindi J.. She is thirty four years old and was born in a village call Affair, in northern Sierra Leone. She is married to a farmer and the couple has three children. Kindi has been a businesswoman for ten years now. She sells spare parts and engine oil. With the help of this loan... More from Kindi's previous loan »

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 52
    View loans »
    Sierra Leone Loans Fundraising
  • $9,342,250
    Funds lent in using Kiva
  • 4,327.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Kindi to buy spare parts like sprockets, outer tires, inner tubes, parking lights, brake shoes, etc., in a large quantity to add into her business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 18, 2013
Currency Exchange Loss:
Apr 16, 2014