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Ana Mercedes
Ana is 41 years old, she has a partner and two daughters who are 4 and 10 years old. She learned her butchering skills because she she needed to earn money for her family, since her partner's income as a day laborer were not enough to cover household expenses. Since her partner got at least one day off of work, they took advantage of this day and dedicated it to developing butchering skills. She has been doing this every 15 days and thanks to God she has been able to generate additional income for her family.

They buy animals to butcher from their local community, most of the time from local producers and other times she goes to the livestock plazas in the city, but this costs her extra money because she has to pay for transportation so that she can get the animals back to her house.

The loan she is asking for from Fundacion Campo is to pay the balance with another institution and the rest she will use to purchase livestock for her butcher shop because a good opportunity has presented itself to her. Many of her customers are asking her for her cuts of meat and other cuts that she doesn't have as often because it is difficult to purchase a cow because it is much more expensive than a pig.

With this investment, her business will grow, and there will surely be more work but by making smart purchases she will be able to earn higher profits and to generate a higher income that will help her to guarantee economic stability for her family. It will also guarantee the satisfaction and retention of her customers and that she is able to live in a different way. Today, their current income doesn't allow them to purchase even enough of the basic necessities for herself and her two daughters and her older daughter is going to school now and has school costs, and the younger daughter will also have school costs soon and they want her to go to school.

In the future, they hope that their business continues to improve and they can do it more than every 15 days, but rather, once a week so that their daughters can study and continue to get ahead in life and to have a professional career, as well as make improvements to her house because they would like a house made of brick but currently it is made of laminate.
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Ana tiene 41 años de edad, esta acompañada y tiene dos hijas de 4 y 10 años de edad respectivamente. Ella aprendió la actividad de destazar animales para vender la carne, debido a la necesidad que había en su hogar ya que los ingresos de su compañero de vida como jornal ordeñando doble turno, no eran suficientes para cubrir con los gastos. Como a su compañero de vida le daban un día de descanso, aprovecharon ese día y lo destinaban a destazar, manifiesta que hacen esta actividad cada 15 días y que gracias a Dios le genera ingresos adicionales para su familia

ellos compran los animales para destazo en la misma comunidad la mayoría de veces con productores de la zona y algunas veces le toca que ir a las plazas mas comunes de semovientes en la ciudad generando gastos adicionales ya que paga transporte para que le lleven el animal hasta la casa.


El préstamo que esta solicitando a Fundación Campo, es para cancelar un saldo pendiente con la institución y el resto sera invertido en la compra de ganado bovino para destazo ya que visualizan una oportunidad de negocio en esta actividad; ya que muchos de sus clientes les preguntan por carnes y otros cortes derivados de reses pocas veces lo han hecho por que es mas difícil comprar una res ya que es mas cara que un cerdo.


Con la inversión, aumentara el negocio es cierto sera mas trabajo pero haciendo buenas compras se puede sacar ganancias y generar mas ingresos que garanticen primero la estabilidad económica de la familia, que garantize la satisfacción y retencion de los clientes y que se viva de diferente manera, para su familia por que hoy que tienen ya dos hijas el salario no ajusta para cubrir los gastos de la canasta básica alimentaria como cuando eran solo ellos dos ahora deben mandar a la escuela a la niña mayor y bueno ya pronto la otra niña tendrá la edad y deberá ir a la escuela


En un futuro esperan que el negocio siga mejorando y ya no hacerlo cada 15 días; si no una vez por semana que las niñas estudien y salgan adelante y lleguen a tener una carrera profesional, hacer mejoras a la casa y porque no hacerla de ladrillo o de bloque ya que ahora la casa es de lamina y bahareque

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 781
    View loans »
    El Salvador Loans Fundraising
  • $26,231,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Ana Mercedes purchase cattle.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 13, 2013
Listed
Jun 21, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014