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Nhan is 57 years old and married with three children. He lives with his family in Ho Chi Minh City. He and his wife earn an income running a general store in front of their house. He started this business 14 years ago. He sells sugar, toys for kids, soft drinks, yogurt, and other household items to people in his community.

Nhan is requesting a loan to expand his business by buying a greater variety of products. In particular he is stocking his store with foods and beverages to better satisfy his customers. He hopes his business runs smoothly and will generate a higher income to improve his family's living conditions.

Additional Information

About Capital Aid Fund for Employment of the Poor

Capital Aid Fund for Employment of the Poor (CEP) is a non-profit Vietnamese microfinance institution that operates in the provinces of southeastern Vietnam and the Mekong Delta. CEP's head office is located in Ho Chi Minh City. This institution’s mission is to work with, and for, the poor and poorest to realize sustained improvements in well-being through the provision of financial and complementary non-financial services in an honest, efficient, and sustainable manner. The non-financial services CEP offers to complement its basic credit and savings products include financial education, raising awareness of health and sanitation issues, and education scholarships for children.

About Vietnam

  • $725
    Average annual income
  • 78
    View loans »
    Vietnam Loans Fundraising
  • $12,411,650
    Funds lent in using Kiva
  • 21,030.5
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Nhan to buy a greater variety of products, in particular foods and beverages.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 29, 2013
Jun 23, 2013
Currency Exchange Loss:
Mar 17, 2014