Francine has been doing commerce in bananas for eight years. She is on her tenth Turame loan. With the KIVA loan she is obtaining, she is going to increase her capital and purchase a large amount of bananas to resell, so as to earn more.
In the coming years, she would like to purchase a plot of farmland, or a cow, or a goat.
Elle fait le commerce de bananes depuis 8 ans.
Elle est à son dixième crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter une grande quantité de bananes à revendre pour gagner plus.
Dans les prochaines années, elle voudrait acheter un terrain cultivable, ou une vache ou une chèvre .
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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