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Shamim is married with three children and all her children go to school. She also takes care of her father. She has a beauty salon and has been in this business for three years. She has applied for a loan of 1,000,000 Uganda shillings from MCDT-SACCO to buy more braids, a hand dryer, hair weaves and cream relaxers. She works in a shop that she rents and works seven days out of every week.

Shamim's major business challenges include thieves and frequent electricity outages and increasing prices of cosmetics. She is aspiring of owning a fully stocked beauty salon and also buying a generator to ease the electricity problem. She resides in her own house and the family has access to electricity and piped water. Her monthly expenses include school fees, rent for the business premises, and paying utility bills.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at


About Uganda

  • $1,800
    Average annual income
  • 192
    View loans »
    Uganda Loans Fundraising
  • $31,415,275
    Funds lent in using Kiva
  • 2,594.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Shamim to buy more braids, cream relaxers, hair weaves and a hand dryer.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 13, 2013
Jun 19, 2013
Currency Exchange Loss:
Dec 17, 2013