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Hafeez is a 35-year-old widow who has been running a beauty parlor business for about 10 years. She offers many facilities to her customers such as makeup, hair styling, facials, skin polishing etc. Through providing her best services, she has become very famous in her community. In order to meet the increasing demands of her customers, she is interested in buying more variety of cosmetics products for the parlor. But because of having low cash on hand, she contacted Kashf Foundation to apply for her second loan of Rs 25,000 to buy hair care products and skin products with packs of makeup kits and hair rollers in large quantities. She is hopeful to cater to more customers time after time. She dreams of expanding her business in the near future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.


About Pakistan

  • $4,700
    Average annual income
  • 296
    View loans »
    Pakistan Loans Fundraising
  • $15,664,450
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Hafeez to buy hair care products, skin products and makeup kits in large quantities.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 29, 2013
Jun 23, 2013
Currency Exchange Loss:
Apr 16, 2014