Bintou, standing 3rd from the right in the picture, sells potatoes. She plans to use her loan to buy about 400 kilos of potatoes which she will resell with her family from a fixed spot at the Sikasso market, for cash, to a retail clientèle made up of men and women. She expects to make an average monthly profit of 35 000 francs, part of which will be used to repay the loan and its interest, and part of which will be saved.
Elles sont à leur quatorzième prêt avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle.
Mme Bintou debout en troisième position de la droite vers la gauche fait le commerce de pomme de terre.
Elle compte acheter avec son prêt environ 400 Kg de pomme de terre qu’elle revendra en détail au marché de Sikasso à une place fixe et en famille à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 35 000 FCFA dont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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