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Giringeswari Self Help Group
In this Group: Tuni, Urmila, Chinmay, Ratani, Basanta Manjari, Lizarani, Sasmita, Archana, Manjulata
The group Giringeswari Self Help Group (SHG) has nine members who are all from the same neighborhood. The lady standing fourth from the left, wearing a yellow sari in the photo is Tuni who is the leader of the group. Tuni is a 27-year-old woman married to a worker in Balipatna village in Odisha, India. The couple has two children who are in school. Tuni lives with her children and together with her husband takes care of all the household expenses. In order to help with all the family expenses, Tuni has been involved in doing paddy and vegetable cultivation and selling the harvest to distributors for the past three years. She supplies her paddy and rice to the rice dealers in the nearby market. In order to strengthen the business and respond to client demand, Tuni and the group Giringeswari Self Help Group are requesting a loan from Peoples Forum to purchase fertilizers, pesticides and seeds and to cover their operational costs. Their goal is to increase their business activity.

Additional Information

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About People's Forum

People’s Forum is a development organization based in Odisha, India that provides affordable loan products and support services to women. The organization distinguishes itself by reaching out to particularly marginalized groups, including leprosy-affected families, widows, single mothers, and disabled persons. People’s Forum will harness Kiva’s flexible, zero-interest capital to serve even more borrowers in one of the poorest regions of India.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 39
    View loans »
    India Loans Fundraising
  • $5,633,950
    Funds lent in using Kiva
  • 58.0
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Giringeswari Self Help Group's $2,025 loan helped a member to purchase fertilizers, pesticides, and seeds and to cover the operational costs of her paddy cultivation.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
May 30, 2013
Jun 23, 2013
Currency Exchange Loss: