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Musarrat, age 48, is a married woman and a mother of two. She is eager to support her family so she has been doing a business of shoe making for many years. During a year of her business she had low capital because she faced problems in receiving payments on time and was unable to expand her business. At that point in time, she was afraid of taking informal loans from relatives so then she contacted Kashf foundation on the suggestion of her neighbor. It’s her 8th year with Kashf Foundation. Now, she has requested a loan of Rs.40,000 to buy raw material including leather, colorful threads and plastic soles. In this way, she can handle the growing demand for her shoes in the market, which will ultimately help in generating more income for her.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 352
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Musarrat to buy raw material including leather, colorful threads and plastic soles.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2013
Jun 23, 2013
Currency Exchange Loss:
Jul 17, 2014