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Kotognogontala  2 Group
In this Group: Barakissa , Salama , Biba , Awa , Adiaratou , Fatoumata , Naminata , Kadiatou A, Kadia, Chata
The ten members of the Kotognogontala 2 Group are married women with an average age of 42 years and an average of three children. They all live in traditional families in N'Tjila, one of the villages in Niena, in the rural town of Wateni, located in Sikasso, the third administrative region of Mali. The group collaborates with the microfinance institution Soro Yiriwaso to carry out their agricultural activities during the rainy season. They are on their fifth loan with the institution and their prior loans have all been repaid in full.

Biba, shown standing in the center in the photo, grows crops of peanuts and corn. With her ​​loan, she intends to buy agricultural inputs, fertilizer, herbicide, and seeds, and pay for the labor cost of maintaining one hectare of farmland. After the harvest, her produce is sold at the village market in Niena to a clientele composed of men and women.

Biba hopes to earn an income of 195,000 Francs CFA per agricultural cycle. The money she earns will allow her to repay her loan and help her husband pay for daily household expenses and for their children's medical expenses.
View original language description ↓
Les 10 membres du groupe Kotognogontala 2 sont des femmes mariées ayant une moyenne d’âge de 42 ans, 3 enfants et vivant tous dans des familles traditionnelles à N’Tjila, un des villages de Niena dans la commune rurale de Wateni, région SIKASSO, 3ème ville administrative du Mali.
Elles collaborent avec l’institution de micro finance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur cinquième prêt avec l’institution et les autres prêts passés ont été bien remboursés.
La spéculation cultivée est l’arachide et le maïs avec Biba débout au milieu sur la photo. Elle compte acheter avec son prêt, des intrants, l’engrais, herbicide, semences et payer les frais de labour pour entretenir 1 hectares.
La production est vendue au niveau du village, au marché de Niena et environs. Après la récolte elle vend à une clientèle composée d’hommes et de femmes.
Elle compte réaliser un bénéfice de 195.000 francs CFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi aider son mari dans les dépenses quotidiennes et subvenir au frais de santé de ses enfants.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,100
    Average annual income
  • 5
    View loans »
    Mali Loans Fundraising
  • $11,609,175
    Funds lent in using Kiva
  • 491.1
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Kotognogontala 2 Group's $1,950 loan helped a member to buy agricultural inputs, fertilizer, herbicide, seeds and pay for the labor cost of maintaining one hectare of farmland.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
May 24, 2013
Jun 19, 2013
Currency Exchange Loss:
Feb 17, 2014