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Update on Fhevie

This is Fhevie. She previously accessed a 25,000 PHP loan that she used to purchase scrap materials needed in her business. Her earnings were a big help for the education of her children and in their personal, household and business expenditures.

She would now like to apply for a 15,000 PHP loan. She will be incorporating the loan on her current revolving fund used to buy scrap and recyclable materials. Her profits from the business will definitely help her to cover her daily needs and the educational expenses of her children. She looks forward to this financial increase with gladness and thankfulness in her heart.

Fhevie hopes to expand her business and dreams that her children will finish their studies. She attends the weekly fellowship* meetings that allow her to devote a few minutes of her time to studying and sharing God’s word. She values what is being shared and discussed in their weekly fellowship meetings.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.

Previous Loan Details

This is Fhevie. She previously accessed a PHP 16,000 loan that she used to purchase scrap materials needed in her business. Her earnings are a big help for the education of her children and in their personal, household and business expenditures. Fhevie would like to apply for another PHP 25,0... More from Fhevie's previous loan »

Additional Information

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Philippines

  • $7,000
    Average annual income
  • 1933
    View loans »
    Philippines Loans Fundraising
  • $61,097,225
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $350 helped Fhevie to pay for recyclable materials needed in her business.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 20, 2013
Jun 23, 2013
Currency Exchange Loss:
Sep 17, 2013