Aoua, standing second from the left in the photo, sells clothing with the help of the other women in the Sabougnouma group. With her loan, she plans to buy 20 lengths of pagne [brightly colored fabric]. She resells them door-to-door and through her family, for cash or credit, to men and women customers. She procures the pagnes in Bamako and resells them in Sikasso.
She hopes to earn an average monthly income of 24,500 francs CFA, of which a part will be used to pay back the loan and its interest while the other part will be put in savings.
Elles sont à leur dixième prêt avec l’institution de micro finance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle. Les prêts antérieure ont été bien dénoué.
AOUA debout en deuxième position de la gauche vers la droite sur la photo fait la vente d’habits à travers ce groupe de femmes SABOUGNOUMA.
Elle compte acheter avec son prêt des 20 pièces de pagnes. Elle les revend de façon ambulante et en famille au comptant et à crédit à sa clientèle composée d’hommes et de femmes. Elle s’approvisionne à Bamako et revend à Sikasso.
Elle envisage réaliser un bénéfice mensuel moyen de 24.500FCFA dont une partie est utilisée pour payer le prêt et son interêt et l’autre pour son épargne .
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid