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Abdukudus is a man of 49. He is a punctual and very active person. He is married with four children. The older sons help him in his business. His wife works at home, taking care of the younger children. They have a large and happy family. Previously, they lived in the village, but when the kids were grown, they bought a house in the city and relocated. In the city, Abdukudus began his own business. He has a small stall in the local market. He trades food products (candy, biscuits, sweets). Abdukudus really likes this type of work because from it he receives a good income.

At the moment, he wants to expand his activities and to buy an assortment of different sweets. Abdukudus decided to apply for a loan and approached Arvand, because he doesn't have enough cash on hand. He very much hopes that Arvand will help and support him in difficult times.
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Абдукудус мужчина 49 лет. Пунктуальный и очень активный человек. Женат и имеет четверых детей. Старшие сыновья помогает ему в бизнесе. А жена работает дома, воспитывает младших детей. У них большая и счастливая семья. Раньше они жили в кишлаке, но когда дети повзрослели они купили дом в городе и переселились в город. В городе Абдукудас начал свой бизнес. У него небольшой ларек на местном рынке. Он торгует продуктами питания( конфеты,печенье,сладости). Этот вид деятельности ему очень нравиться потому что от этого Абдукудус получает хороший доход.
На данный момент он хочет расширить свой бизнес и закупить ассортимент разных сладостей. Абдукудус решил подать заявку на кредит и обратился в организацию Арванд, так как на руках не имеет достаточно денежных средств. Он очень надеется, что ему помогут в Арванде и поддержат в трудную минуту.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $29,723,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Abdukudus to buy food.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 11, 2013
Jun 23, 2013
Currency Exchange Loss:
Jul 23, 2013