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Vahe has become the only bread-winner in his family after his father died and he does his best to provide minimum living conditions for his mother and school-aged sister. They own a plot of land, the harvest of which (tomatoes, cucumbers, carrots and greens) is very small and it is just enough for their family use. They also have a small farm; three cows, two bulls, three calves, ten sheep and eight lambs.

Vahe is very young; he is 19, but already very skilled in farming and agriculture, of course with the help of his mother who helps him very much. Vahe’s family lives in the village Tsaghkunk in Sevan area. He also works at a gas station filling cars.

Vahe feels very responsible to take care of their farm and living conditions and he has decided to ask for a loan of 600,000 Armenian drams to buy two cows and animal fodder.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 136
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Vahe to buy two cows and animal fodder.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 20, 2013
Jun 23, 2013
Currency Exchange Loss:
Nov 17, 2014