Faaua is a 51-year-old, married woman, who has four children. She makes and sells pancakes in her community, to earn a living. She has three years of experience with this business. Faaua needs a loan to buy flour, sugar, cooking oil, a large cooking pot and a new oven. She plans to use her profits to pay her children's school fees and to expand her business in the future. Faaua has been a member of SPBD since 2011.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.