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Joint Effort For Rural Dev't Group
In this Group: Yeremiya *, Jevi, Bogera, Yovito, Robert, Christopher , David, Johnson , Nahason , Sarah, James , Erisa, Caleb, Paul, Magar , Kabugho, Zipora , Faith, Tomasi, Amidu, Anny, Teddy , Salimu
* not pictured
Yeremiya is a member of the above-mentioned group, in which each one guarantees the other in accessing a loan. He is a very hardworking man living in Fort Portal, Uganda, who is actively involved in agriculture. He also operates a retail shop in order to meet his family's basic needs, since farming is seasonal.

Unpredictable weather changes and price fluctuations are his main hardships, while his dreams are educating his children to higher levels of learning, building a permanent house for a residence, and becoming one of the model farmers in the region.

Yeremiya intends to use the loan to buy farm inputs such as seedlings and fertilizers.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 270
    View loans »
    Uganda Loans Fundraising
  • $31,080,425
    Funds lent in using Kiva
  • 2,600.6
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Joint Effort For Rural Dev't Group's $3,000 loan helped a member to buy farm inputs such as seedlings and fertilizers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jun 12, 2013
Jun 22, 2013
Currency Exchange Loss:
Jan 23, 2014